What is Mobicred
How it works:
New Mobicred users:
- First, you’ll need to register on Mobicred’s website and complete your application.
- Once approved, you can come back and pay for your items using Mobicred*. Checkout using Payfast, then select the Mobicred option.
- Your application may take 1 business days to process
- If you need your items right now, please select a different payment method. We can’t guarantee that your items will still be in stock when you return.
Existing Mobicred users:
- Select Mobicred as your payment option during checkout.
- Log in using your Mobicred username and password.
- Enter the one-time pin (OTP) that will be sent to your mobile phone.
- Click on “Confirm & Pay”.
- Your Mobicred account will be debited and we will send you a confirmation email of your order.
*Subject to credit approval. T&Cs apply. For more information & interest rates.
Mobicred is a simple and convenient online credit facility that allows you to shop on rccars.co.za and repay the amount in monthly instalments. Interest is charged at 21% per year. Please note the annual interest rate may change.
As a revolving credit facility, Mobicred repayments are calculated as 10% of the account balance plus fees. These fees will be confirmed with you by Mobicred on opening your Mobicred account and could entail the following:
Monthly service fee of R35.00 (ex VAT)
Once off account initiation fee ranging from R100-R500 (ex VAT), depending on the facility granted.
Please note: The monthly payment amount displayed is indicative only and based on 12 monthly instalments excluding any Mobicred fees.